Mid Week Money Musing

Credit is not security.

Listen to how people react to the idea of cutting up AND closing down all credit cards;

"But what do you do about emergencies???"

Part of how credit is marketed is to think about a credit card as "for emergencies".

Young people sign up for their first credit card - "I'll only use it for emergencies!"

...sure you won't.

When emergencies come up, you want real cash to respond to them.