
DUMMER SIDE OF MONEY
My Family's Journey
God's Most Spoiled Boy
As God's most spoiled child, I can readily identify with #blessed culture. I am aware of God's provision and ungrateful for it at the...
The dichotomy of "default aggressive"
When it comes to household finances, my default is aggressive. When we were spending, we were spending hard. While we’ve been paying off...
People Like Us Do Things Like This
Update - a couple of days after we became debt-free (March 2019 to June 2, 2022 - six figures to no figures!), I received a notice of...
We're Debt Free
March 2019 to June 2nd, 2022. We are debt free. It hasn't sunk in yet - still hasn't - but it's less heavy, and it's quiet in my mind....
85%. Yes, I live with my in-laws.
My Dad was talking to us at the restaurant last night - Mom and he took us out for a night on the town - we were chatting about...
You Can Wander In to Debt
I was a student, without a student loan. I'm a graduate without debt. Let me tell you a story: I used the OSAP platform to apply for...
In the Realm of Hungry Ghosts; Money and Addiction
This particular blog post is about the here and now, and is also a reflection on a book that I’m reading, and thinking about past and...
70%
70% of the way there. Your debt snowball starts looking like grades in school. As you decrease your debt, you get halfway (we passed!),...
Honesty & lying to ourselves
The group of guys that I spend time with don't think it’s okay to lie to their wives. The group of guys that I spend time with believe...
You Go With You
I’ve been working with my new friend Randy for quite a few weeks now assisting in the case study portions of “Financial Management -...
Borrowing and Lending: One Sounds Better than the Other
It sounds different to say “I pay my credit card balance off every month” then to say “I borrow money from Mastercard/Visa every month...
Comparisons and Bike Riding
We have to stop comparing our progress to anyone else's. This is your financial journey, your marriage, your life. HJ has been learning...
Your Childhood Money Classrooms
I’m enjoying “Know Yourself, Know Your Money” by Rachel Cruze - I’ve read it a couple of times now. You realize a few things as you go...
Trying Times and Interesting Lessons
I’ve been thinking a lot about budgeting (Luke 14:28 “"Suppose one of you wants to build a tower. Won't you first sit down and estimate...
Debt is not a sin
I have had the wonderful opportunity to get introduced to Tom Copland of Copland Financial Ministries after I heard about Tom through my...
Competitive Spending - His vs Hers
“His and hers”, “everybody wins” - we spend time as parents worrying about how our kid is going to feel when they inevitably lose at...
$899.99
We’ve been chasing down our final two “admittedly larger than the rest of the snowball was” debts since December of 2019. We have $900...
My wife
“Someone said something about women with strong personalities and I assume they just meant every woman alive.” I saw a thread on a...
Time and intentionality
The bad news is, you’re the problem. The great news is that you’re the solution. You are the secret sauce. I was reflecting on our...



















