"Children do what feels good. Adults devise a plan and follow it." - DR
In our household, we know "why" we want to get into a healthy financial spot - it's a great reminder, it's motivation, we focus on it when discipline is hard to come by.
You have to know why you want debt freedom & financial peace in order to achieve them.
What's your why? It can be a moving target, it can develop as you go, but what is your plan and how are you executing?
Friday - entitlement. "Deserve".
I think - especially in a relationship - that any talk of "deserve" is toxic.
-"i have a degree, so I deserve..."
-"we work awful hard so we deserve a vacation..."
We need to get in the mindset that using the word "afford" is healthy.
"That's not part of our families' spending plan right now." i.e. "we can't afford it".
Keep in mind that it's almost impossible to out earn your fiscal irresponsibility.
You deserve what you've saved the cash to act on.
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