Tuesday - Giving Up

I can't wrap my head around starting the Total Money Makeover and giving up. I can't see an endgame to borrowing money and I can't see a quicker way to start building wealth then to get out of debt. With those two things in mind, giving up is foreign to me. If you're unable to balance your budget, would your strategy be to borrow until you...reach your credit limit? Until the bank starts declining to give you more credit? Until a layoff or missed opportunity puts you back on track? If you didn't owe anyone anything, what would you be doing this morning? Ok. So probably don't give up then.