Why aren't your Visa and Mastercard cut up?
Step out and try something with me here.
I said the other day in one of my texts "Has debt been so good to you that you just can't bear to part with it?"
This is a two part challenge, run concurrently:
-SHRED your credit card.
-CASH in an envelope. As you come up to your next pay day, try cash in an envelope. You'll likely need to visit a BANK.
FINISH your written budget (a rough draft is better than a paralyzed project!) and identify which lines of the budget are managed best with cash - allowances, groceries, household items.
See how much more intentional you become when you're dealing with cash and let me know how it goes!
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