How do you start getting back on your feet? I’ve discussed the four walls before - food, shelter, transportation, and utilities. If I...

Successful projects are done as a team. The greatest example of a team is a family. The way my family runs is this; I am an equal partner...

One of the things that I’ve seen clearly during this pandemic is that for many people, the pandemic is happening to them, and for others,...

You can build a “house on the sand” if you aren’t intentional. My family could save up a five percent down payment on an average priced...

We started this journey in late February, early March 2019 - and we’re down by 40% since we started! To put this in perspective, we’ve...

“If nearly 40 per cent of Canadians under the age of 55 lost their jobs because of the coronavirus pandemic, they would have one week or...

As we’re in an unprecedented time, we’ll need to do some things that may feel counter-intuitive in order to remain stable with money....

When you don’t have payments (or when your payments are rapidly dwindling), you start to recognize what your wages are; they’re your...

Step 1: List your debts from smallest to largest regardless of interest rate. Step 2: Make minimum payments on all your debts except the...

There can be a feeling of embarrassment in connection with doing things differently than others in order to win with money. We've had to...

I was recently asked “Will you always be on a budget?” I clarified with the person asking, and they were meaning, “even when you’re not...

As always, opinions are my own. Chris Hogan, author of “Retire Inspired” states “debt is a thief”. Before starting our Total Money...

We read Dave Ramsey’s Total Money Makeover in February 2019. It felt like we got a gigantic raise this year, but after sitting down with...

You need a bit of financial breathing room between yourself and your next emergency. The next step of the journey is Baby Step #1 - Your...

Are you afraid of 1-800 numbers written on the sides of equipment? “Do not return to the store, call us!” Have you ever tried it? I have,...

One of the things that I’ve enjoyed a great deal during our Total Money Makeover journey is the use of cash. Dave Ramsey really hones in...

I've been told that my blog would benefit from a step-by-step outline of what my little family has been up to, so this is it! I’m taking...

Krista and Doug, when I saw on social media that you were engaged, I couldn’t have been more pleased. What wonderful news! This little...

Have you been busy to the point that you haven’t had a chance to reflect on your wins? Since Feb 28th 2019, Christina and I have: ...

I'm better than I deserve. We recently passed a fun milestone - we paid off our smallest debt (onwards and upwards!) and were also able...