Since late Dec 2019, this family has cleared out 90% of our SUV debt! We’ll have that Santa Fe paid for in just a short while. We’ve...

Money loves safety. One of the chief concerns that Tina and I have in giving money - particularly as we’re just out and about - is that...

I’ve been listening to an audiobook with a friend of mine (hi, Lisa! I’m shouting you out in my blog, I hope you’re ready to become a...

This blog is an opportunity for me to share the journey Christina, HJ and I are on. We were doing radical things and I was getting texts...

Reflection: Halfway Through Baby Step #2! Guest Author Well… we’re halfway there. HALF WAY. I’m torn between… ‘yay half way!’ And ‘it’s...

As always, opinions are my own. “I don’t care what other people think of me”. This is a lie we often tell ourselves. It’s hard! We DO...

"The worst part about getting a new job, the worst part about getting a new car, the worst part about getting a new husband or wife, is...

I think we need to be very careful about housing. I was talking to an older gentleman a couple of weeks ago - he noted that “everyone...

I've been hearing this week from a lot of people that they were following the baby steps, felt they had completed them, and then went...

When I am feeling down, I tend to spend. When I’m on an even keel, I tend to be able to manage. In either state, I don’t borrow money,...

Been there. Done that. The t-shirt’s worn out. I’ve been following Dave’s blog semi-regularly. As I told him, it just depends how fast...

I get challenged a lot. I was talking to my Dad this week and I told him that people either regard me as a financial genius or a moron,...

What Tina, HJ and I are doing isn't difficult. It's the only option that we have. We get the feedback frequently that other folks would...

I'm not changing my blog in a fundamental way - this is a personal finances blog. Your relationships and your emotions are a crucial part...

With what folks have gone through in 2020, they’re seeing that debt is a thief. They see the last thing they want to do is get into...

I see so much in you and I want you to aim higher. I talk to people at least once a week who get me in private and tell me that they’ve...

We often talk about winning the lottery, receiving an inheritance, an unexpected tax return in our favour or a windfall to help our...

This blog post is a departure from my regular blogs about personal finance. This post is meant to be instructional and focused on a...

I have had maxed out credit cards, been in overdraft AFTER being paid, purchased houses that put my family’s future in peril, and I...

This little blog has garnered quite a bit of attention for something that I wasn’t sure would ever take off! Thank you for reading it....