I think it's important to triple down on what you do best. I have a personality that lends itself well to extremes - if I'm in to...

Proverbs 22:7 - The rich rule over the poor, and the borrower is slave to the lender. This is what I've been talking to you folks about....

You may need to try desperation on for size. I have spent hours discussing personal finances with friends and family members. Tina and...

I'm tired of hearing "our budget doesn't balance". Here's why: I don't see how identifying that your budget doesn't balance absolves you...

I think there's a huge sense of "I deserve" in money and lifestyle right now. It comes up in conversations I have with people of...

One of the things that I've noticed since starting this Total Money Makeover is that it's really challenging. There's not a lot to be...

Thanks to my friend Nate Nieman (Nieman Construction!) we were able to crank out a huge amount of progress on the playhouse. Slight...

We need help sometimes. And we need to swallow our pride and ask. We spend too much time worrying about what others think (money myth)...

Words of affirmation Acts of service Receiving gifts Quality time Physical touch The Five Love Languages is a book by Dr Gary Chapman. ...

I can't wrap my head around starting the Total Money Makeover and giving up. I can't see an endgame to borrowing money and I can't see a...

I probably have one of the best family lives going. And it took some hard work and conscious decisions to get here. My wife and I are...

The materials arrived! Kingdon Timbrmart gave me a great deal on some trusses. Note they have legs attached. We're hoping for three and a...

Creativity. Y'all have it in droves. I've been spending the last week or so connecting with new folks who have questions about debt &...

Layaway. Cash account. Cash. Cheques. Debit. The mail. Based on some of the conversations I've had in the past with my "old man friends"...

Have you ever purchased something, spaced out on a bill that's due soon or a more pressing financial issue coming up quickly thereafter...

Remember your goals! Establish your "why". WHY are you doing this? Why are you getting weird looks in the grocery store check-out like...

Why aren't your Visa and Mastercard cut up? Step out and try something with me here. I said the other day in one of my texts "Has debt...

I have three projects on the go right now; 1) playhouse for HJ 2) laptop replacement 3) Christmas What all of these projects have in...

Debt is so prevalent. Buy now pay later? Debt. No payments no interest? Debt. Deferred payments? Debt. Loans, lines of credit,...

I thought that starting this blog was going to be a great way to get a few people who were part of my morning text blast caught up on...